اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ ، وَالْحَزَنِ ، والْعَجْزِ ، والْكَسَلِ ، والْبُخْلِ ، والْجُبْنِ ، وضَلَعِ الدَّيْنِ ، وغَلَبَةِ الرِّجَالِ
Translation 
O Allah, I seek refuge with You from anxiety, and sorrow, and weakness, and laziness, and miserliness, and cowardice, and the burden of debts and from being over powered by men.
Transliteration
allaahumma innee a‛oodhu bika minal-hammi wal-ḥazani, wal-‛ajzi wal-kasali, wal-bukhli, wal-jubni, wa ḍala‛id-dayni, wa ghalabatir-rijaal
