اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَ الْحَزَنِ ، والْعَجْزِ ، والْكَسَلِ ، والْبُخْلِ ، والْجُبْنِ ، وضَلَعِ الدَّيْنِ ، وغَلَبَةِ الرِّجَالِ
Translation 
O Allah, I seek refuge with You from anxiety, and sorrow, and weakness, and laziness, and miserliness, and cowardice, and the burden of debts and from being overpowered by men.
Transliteration
allaa-humma innee a‛oodhu bika mi-nal-ham-mi wal-ḥazan, wal-‛ajzi wal-kasal, wal-bukhli wal-jubn, wa ḍa-la‛id-dai-ni, wa ghalaba-tir-rijaal
