اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْبُخْلِ ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ ، وَأَعُوذُ بِكَ مِنْ أَنْ أُرَدَّ إِلَى أَرْذَلِ الْعُمُرِ ، وَأَعُوذُ بِكَ مِنْ فِتْـنَةِ الدُّنْيَا وَعَذَابِ الْقَبْرِ
Translation 
O Allah, I seek refuge with You from miserliness and cowardice, I seek refuge with You lest I be returned to the worst of lives (i.e. old age, being weak, incapable and in a state of fear), and I seek refuge with You from the trials and tribulations of this world and the punishment of the grave.
Transliteration
allaahumma innee a‛oodhu bika minal-bukhli, wa a‛oodhu bika minal-jubni, wa a‛oodhu bika min an uradda ilaaa ardhal-il-‛umuri, wa a‛oodhu bika min fitnat-id-dunyaa wa ‛adhaab-il-qabr
